AITA for refusing to take out a loan for my daughter's dream wedding?

Fit-Dimension5501 3066 comments

The user, a parent, is facing a request from their 26-year-old daughter regarding funding for an upcoming destination wedding in Italy, which is planned to cost approximately $80,000 in total. The daughter has saved $30,000, and the parents have already contributed $15,000.

She is still short about $35,000 for desired elements like the villa rental and catering, and she has asked her parents to take out a personal loan to cover this remaining amount, promising repayment over several years.

The user is hesitant due to personal financial goals, leading to doubt about whether refusing this request makes them unreasonable.

AITA for refusing to take out a loan for my daughter's dream wedding?
‘AITA for refusing to take out a loan for my daughter's dream wedding?’

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Users Wasted No Time Telling It Like It Is:

What started as a simple post quickly turned into a wildfire of opinions, with users chiming in from all sides.

The user is emotionally conflicted, standing firm on their financial boundaries regarding taking on debt for a non-essential expense like an elaborate wedding, while their spouse supports helping the daughter realize her dream day.

Is the user acting unreasonably by prioritizing their retirement savings and current mortgage obligations over co-signing a loan for their daughter's desired $80,000 wedding budget, or is refusing to incur debt the responsible decision?